Financial Casualty and Surety

Competetive Rates and Commissions
No Credit Check

Homeowners Form A and Form A Plus

• Dwellings from $25,000 to $350,000
• Replacement Cost on Dwelling and Contents
• Contents up to $210,000
• Liability to $300,000 Med-Pay up to $5,000
• Primary, Secondary or Seasonal
• Additional Perils and Limited Water up to $25,000
• Full Range of Endorsements
• Discounts- Age of Risk, Age of Insured, Loss Free, Bur/Fire Alarm, Roof, Fire Extinguisher
• Trampolines with signed exclusion
• Animal Exclusion available
• Protection Class 1-10

Preferred Discount
Homeowners Form A and Form A Plus
(25% Rate Reduction)

• 25% Preferred Discount plus up to 20% other credits
• Dwellings $100,000 or More
• Dwelling must be less than 25 years old
• Protection Class 1-6
  

Homeowners Form B

• Dwellings $75,000 to $350,000
• Replacement Cost on Contents up to $210,000
• Liability up to $300,000 Med-Pay up to $5,000
• Dwellings 40 years old or Less
• Protection Class 1-6
• Full Range of Endorsements
• Discounts- Age of Risk, Age of Insured, Loss Free, Bur/Fire Alarm, Roof, Fire Extinguisher
• Mandatory Endorsements Limit Slab Coverage, Water Coverage is Sudden and Accidental and excludes Trampoline Liability
  

Preferred Discount
Homeowners Form B
(25% Rate Reduction)

• 25% Preferred Discount plus up to 20% other credits
• Dwellings $100,000 and more
• No Older than 25 Years Old

HOB-T

• Single or Multi Family
• Coverage up to $40,000
• Replacement Cost
• Deductibles $250, $500 & $1000
• Liability to $300,000

HO-CON-B

• Values up to $80,000
• Condo Loss Assessment Coverage
• Replacement Cost
• Unit Owners Outbuildings
• Liability to $300,000
• Deductibles $250, $500 & $1000
  

Texas Dwelling Policy Form 1
Owner, Tenant or Vacant Property

• Dwellings from $10,000 to $350,000
• Liability up to $300,000
• Replacement Cost on Dwelling and Contents
• Additional Perils/Limited Water-Gives Policy TDP-2 Features
• Vacant Property
• Vandalism
• Fair Value Loss of Rents
• Duplexes, Triplexes and Quadraplexes
• Scheduling up to 10 properties

Preferred Dwelling Policy Form 1

• Owner or Tenant occupied
• Protection Class 1-6
• Minimum of $55,000 for Coverage A
  

Texas Dwelling Policy Form 3
Owner or Tenant

• Dwellings from $50,000 to $350,000
• Replacement Cost on Dwelling and Contents
• Duplexes, Triplexes and Quadraplexes
• Scheduling up to 10 properties

Preferred Dwelling Policy Form 3

• Owner or Tenant occupied
• Protection Class 1-6
• Minimum of $55,000 for Coverage A
  

Mobile Home Program
HOA, HOA Plus or TDP-1

HOA, HOA Plus

• Mobile Homes up to $100,000
• Liability up to $100,000
• Additional Perils and Limited Water
• Age-1980 and up
• Replacement Cost if Less Than 8 Years Old

TDP-1

• Mobile Homes up to $100,000
• Additional Perils and Limited Water
• Owner or Tenant
• Personal Comprehensive Liability up to $100,000
• Age-1980 and up
• Replacement Cost if Less Than 8 Years Old